No Slack The Financial Lives of Low-Income Americans【電子書籍】[ Michael S. Barr ]

＜p＞The financial crisis exposed the potentially unsavory results of the interaction between low- and moderate income households and alternative and mainstream financial institutions. Many households were overleveraged or paid high costs for financial services, while others lacked access to useful financial products that can cushion against economic instability. The financial services system is not well designed to serve low- and moderate-income households, leaving them without financial slack: they did not have adequate breathing room for making the financial adjustments that would permit them to better meet their own needs. ＜em＞No Slack＜/em＞ shows us why these families were the least prepared to handle the shock of the deep recession.＜br /＞ This pivotal analysis focuses on the Detroit metropolitan area's low- and moderate-income neighborhoods, which are similar to those of other Rust Belt communities. The Detroit Area Household Financial Services study-conducted at the height of the s．．．楽天市場のショップで商品詳細の続きを見る